Privacy Policy

Introduction

Welcome to Klyth ("Company", "we", "our", "us"). We respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website (klyth.in), interact with our ecosystem, attend our events, or join our waitlist and community platforms (collectively, the "Services").

Please read this Privacy Policy carefully. By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by the terms of this Privacy Policy. If you do not agree with our policies and practices, please do not use our Services.

1. Information We Collect

To provide our hyper-personalized financial ecosystem, we collect data directly from you, automatically through your device, and occasionally from third-party partners.

A. Personal Information You Provide to Us:

• Identity & Contact Data: First name, last name, email address, and phone number when you join the waitlist, subscribe to our newsletter, or contact support.
• Profiling & Financial Goal Data: Information regarding your financial goals (e.g., building an emergency fund, managing debt), age bracket, and educational/professional status provided during our progressive profiling surveys.
• Event Registration Data: Information submitted when you RSVP for live virtual or physical events, including campus affiliation if applying for the Campus Ambassador program.
• Community Contributions: Any data, text, or media you choose to submit to our community forums, AMAs, or interactive platforms.

B. Information Collected Automatically:

• Usage Data: Information about how you interact with our website, including time spent on pages, buttons clicked, and navigation paths.
• Technical Data: Internet Protocol (IP) address, browser type and version, time zone setting, operating system, and device identifiers.
• Cookies & Tracking Technologies: We use cookies, web beacons, and similar tracking technologies to monitor activity on our Services and store certain information to improve your user experience.

2. How We Use Your Information

We do not sell your personal data. We use the information we collect strictly to operate, maintain, and improve the Klyth ecosystem. Specifically, we use your data to:

• Provide and Personalize Services: To create your hyper-personalized financial learning roadmap and deliver content tailored to your specific financial goals.
• Communicate with You: To send waitlist updates, newsletter distributions, event RSVPs, and administrative notices (such as security alerts or policy updates).
• Manage Events & Communities: To register you for masterclasses, facilitate peer-to-peer forum access, and manage Campus Chapter applications.
• Analytics and Improvement: To analyze user behavior, identify usage trends, and improve the UI/UX and educational efficacy of the Klyth platform.
• Legal Compliance: To comply with applicable legal obligations, resolve disputes, and enforce our agreements.

3. How We Share Your Information

We only share your information with third parties in the following strictly controlled circumstances:

• Service Providers: We may share your data with trusted third-party vendors who perform services for us, such as email delivery (e.g., newsletters), cloud hosting, analytics, and event registration management (e.g., Luma, Tally). These providers are contractually bound to keep your data secure and use it only for the purposes we specify.
• Business Transfers: If Klyth is involved in a merger, acquisition, restructuring, or sale of assets, your personal data may be transferred as part of that transaction. We will notify you of any such change in ownership or control of your personal data.
• Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency), including compliance with the Information Technology Act, 2000, and the Digital Personal Data Protection Act, 2023 of India.

4. Data Retention

We will retain your personal data only for as long as is necessary for the purposes set out in this Privacy Policy. Waitlist and newsletter data will be retained until you unsubscribe or request deletion. Usage data is generally retained for a shorter period, except when this data is used to strengthen the security or improve the functionality of our Services, or we are legally obligated to retain it for longer periods.

5. Data Security

The security of your data is paramount. We implement commercially reasonable, industry-standard technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or method of electronic storage is 100% secure. While we strive to use absolute best practices to protect your personal data, we cannot guarantee its absolute security.

6. Your Data Rights & Choices

Depending on your jurisdiction, including rights under Indian data protection laws, you have specific rights regarding your personal data:

• Right to Access: You may request a copy of the personal data we hold about you.
• Right to Rectification: You may request that we correct any inaccurate or incomplete personal data.
• Right to Erasure (Right to be Forgotten): You may request that we delete your personal data from our systems, subject to certain legal exceptions.
• Right to Withdraw Consent: Where we rely on your consent to process your personal data (e.g., marketing newsletters), you have the right to withdraw that consent at any time by clicking the "unsubscribe" link in our emails or contacting us directly.

To exercise any of these rights, please contact our Grievance Officer using the details provided in Section 10.

7. Third-Party Links

Our Services may contain links to third-party websites, plug-ins, and applications that are not operated by us. Clicking on those links may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. We strongly advise you to review the Privacy Policy of every site you visit.

8. Children's Privacy

Our Services are intended for young adults, students, and early-career professionals. We do not knowingly collect personal identifiable information from anyone under the age of 18 without verifiable parental consent. If you are a parent or guardian and you are aware that your child has provided us with personal data, please contact us. If we become aware that we have collected personal data from children without verification of parental consent, we take steps to remove that information from our servers.

9. Changes to this Privacy Policy

We may update our Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top. We encourage you to review this Privacy Policy periodically for any changes.

10. Grievance Officer & Contact Information

In accordance with the Information Technology Act, 2000, and the rules made thereunder, if you have any questions, concerns, or grievances regarding this Privacy Policy or our data practices, please contact us at:

(Please allow up to 30 days for us to process and respond to data-related requests.)